What Are Capital Credits?
As a not-for-profit Electric Cooperative, any money left over at the end of the year, after all of the bills have been paid, is considered a margin. Normally, margins will be and should be positive. Positive margins are allocated to the Members of the Cooperative each year. Each Members' share of the allocated margins is considered a capital credit. The amount assigned to a Member is based on how much electricity the Member used.
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